Recruteur : Banque européenne d'investissement
- Banque, Assurance, Finance
Niveau d'étude :
Expérience professionnelle :
- Type de contrat : CDI
- Lieu de travail : Luxembourg - 99
- Publié : 21/11/2019
- Référence : 14787
Description du poste
EIB Loan/Investment Officers are responsible for the identification, appraisal, negotiation and monitoring of transactions in their designated market (as above).
The Operations Directorate is divided into seven geographically-focused Departments and three horizontal Departments (including one for Equity, New Products and Special Transactions in specialist sectors). The geographically-focused Departments are split into Divisions, each typically with a counterpart focus, on Banks, Corporates, or the Public Sector. Departments also comprise Divisions targeting Project Finance transactions and may also benefit from Transaction Support/Implementation teams providing additional post-origination capacity
In each Division, the Loan Originators / Bankers will typically report directly to the Head of Division and will cooperate closely with colleagues from across the Bank (e.g. with Legal Services, Risk Management, and the Projects Directorate - home to our in-house Engineers and Economists). They will also represent the Bank externally, with a wide range of counterparts and co-lenders.
Projects origination process:
Track developments and monitor target markets, supporting the development and maintenance of a network of project promoters, public sector authorities, borrowers and financial institutions. Screen proposals and/or promoters and identify lending opportunities, in order to develop the projects portfolio, deploy the Bank's range of instruments, and acquire new operations
Appraise, at an early stage, the quality and creditworthiness of potential projects and their chance of success, by leading and coordinating the lending process, in close consultation with colleagues across the Bank, most notably with Risk Management and Legal Services and Projects Directorate
Undertake financial analysis of projects and/or counterparts, contribute to the structuring of the financing plan, draft financial reports and lending proposals in cooperation with the appraisal team, in order to evaluate the feasibility and the risk of the lending operation and be responsible for the approval process of operations
Ensure that the loan financial terms match the transaction's risk profile and type, so that each transaction generates income contributing to covering cost and mitigating risk to the extent required.
Negotiation of contracts:
Negotiate legal documentation with promoters/borrowers and other counterparts in coordination with Legal and Risk Management, and organise contract signatures
Disbursement and monitoring:
Monitor the disbursement process and fulfilment of conditions precedent. Follow up developments of the project, in coordination with the Projects Directorate. Ensure, in line with applicable guidelines, a regular review of the financial position of counterparts and of project implementation including compliance with contractual provisions
Carry out due diligence and, in the event of any restructuring and/or contractual modifications, conduct negotiations in liaison with Risk Management, Legal Services and Transaction Management and Restructuring, as appropriate, in order to maintain the quality of the loan portfolio and ensure the effective implementation of the financed projects
Optimisation of operating tools and working methods:
Innovate and suggest improvements to existing tools, systems and products in order to contribute to the continuous improvement of working methods and the development of products and monitoring activities. Ensure correct input of data concerning own area of activity into the management information system
Share own information and experience in the management of lending operations with other members of the project team
University degree, preferably in Finance, Economics or a related subject
A minimum of 3 years of relevant professional experience, in long term lending to/investing in Banks, Corporates, Public Sector, or for Project Finance/Equity transactions
Excellent knowledge of financial analysis as well as experience in credit risk assessment
Good knowledge of standard computer tools
Very good knowledge of English and/or French and a good command of the other (*)
In-depth knowledge of specific local markets, and fluency in other EU languages, may be a requirement, depending on the countries of operation of the Division recruiting
Achievement Drive: continually keeps an eye on performance, focusing on improving it, showing drive and determination to meet short and long-term goals.
Change Orientation: Adapts to differences and changes in the environment; takes a flexible approach to reach outcomes.
Collaboration: Works cooperatively as part of a team; works collaboratively with peers across organisational boundaries based on a genuine interest in and an accurate understanding of others and their individual perspectives and concerns.
Organisational Commitment: Is willing to commit to an organisation whose mission is to support Europe and is open to diversity, and to align her/his own behaviour with the organisation’s needs and intrinsic values, acting with integrity in ways that promote the organisation’s mission, policies and rules.
Profil de la société
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Formulaire de candidature : www.talents-handicap.com